Good Lives in
Good Hands.

Melissa Mok, Master Financial ConsultantPlanning since 2015 · NUS BBA, Finance · 500+ clients advisedChFC · Chartered Financial ConsultantAEPP · Associate Estate PlannerMDRT Member 2021 - 2026
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Melissa Mok, Master Financial Consultant

My planning philosophy

Thoughtful Planning Unlocks Possibilities.

Thoughtful planning isn’t just about preparing for what could go wrong. It’s about giving you the confidence to make more of what goes right. I help individuals and families make thoughtful financial decisions through different stages of life, and stay alongside them when those plans are eventually put to the test.

How I can help

Good planning gives you permission to live.

Live & Retire Well

We map the retirement lifestyle you want, then bring CPF, savings, investments and other income into one clear cash-flow plan. A good plan should not only tell you what to save. It should give you the confidence to enjoy what you’ve built.

Protect What Matters

We look at what would actually happen if your health changed, your income stopped or you were no longer around. Then we put meaningful protection around the gaps that matter. Insurance serves the financial plan, not the other way around.

Leave Well

We identify estate-planning gaps and unintended outcomes, consider what the people you care about may need and, where appropriate, plan intentionally to create wealth for the next generation.

Hi, I’m Melissa

I wasn’t initially drawn to financial planning because I thought it was mainly about pushing products. That changed when I learnt what thoughtful financial planning could really involve: understanding someone’s life, identifying what matters and helping them make better-informed decisions.

That led me to look more deeply into how advice should be given and to develop a process of my own. The clients who trusted me in my early years encouraged me to keep refining it. I still improve how I plan, explain and support my clients every year.

Outside work, I’m usually walking my dog, at yoga or Pilates, or trying to improve my golf. I’m always open to tips!

Client stories

Good planning becomes meaningful when life happens.

Louis, clientLouisSenior Manager

Melissa Mok is truly an outstanding advisor. She’s sharp, hardworking, and exceptionally committed to her clients. If you’re ever looking for a personal advisor in the truest sense, Melissa is the one. She takes the time to understand your specific needs and tailors plans that are genuinely personalized.

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Melissa Mok is truly an outstanding advisor. She’s sharp, hardworking, and exceptionally committed to her clients. If you’re ever looking for a personal advisor in the truest sense, Melissa is the one. She takes the time to understand your specific needs and tailors plans that are genuinely personalized.

What sets her apart is her unwavering responsiveness and transparency. She’s always clear about timelines and follows through without fail. Melissa is also not afraid to call out the fine print or gray areas in any policy — and more importantly, she ensures you fully understand what you're signing up for.

Her support doesn't stop at advice. She stands by her clients. When my wife was hospitalized and we faced delays and confusion with the claims process, Melissa followed up relentlessly until everything was resolved. I genuinely don’t know what I would have done without her help.

Melissa is, without a doubt, one of the most hardworking individuals I’ve met, and I feel truly fortunate to have her as my advisor. I’m proud to be associated with her.

John, clientJohnVP

It is with great pleasure that I am writing to recommend Miss Melissa Mok for her outstanding services as a Master Financial Consultant with Prudential.

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It is with great pleasure that I am writing to recommend Miss Melissa Mok for her outstanding services as a Master Financial Consultant with Prudential.

As a dedicated and responsible professional, Melissa always go the extra mile to assist me greatly in managing my extensive list of policies that I had challenges in the past for many years.

Even though I am served by many financial advisers across various organizations, I am most impressed by Melissa's devotion, commitment and level of knowledge in providing very comprehensive and relevant advice to me in achieving my wealth accumulation and risk management needs.

At some occasions, she has to make special arrangements at her own personal (time) expense just to meet and have these discussions due to my irregular work hours.

A great listener as well as someone who is very patient and skillful, Melissa always make an effort to understand in detail my current financial condition; requirements and challenges before advising and proposing a plan that caters specially to my needs. During the process, she will leverage on available tools, diagrams and models that helps me to better understand the proposed plan.

Cheerful with a charming personality, Melissa is definitely someone whom I will introduce to whoever requires her excellent services and benefit from it.

Timothy, clientTimothyManager

Melissa has helped me rethink on my retirement plans; something I thought would come naturally when I retired. It is only through her explanation and help that I start to really see the whole picture of how life is going to be when I retire, and how a feasible plan can be strategised to correct and enhance my well-being.

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Melissa has helped me rethink on my retirement plans; something I thought would come naturally when I retired. It is only through her explanation and help that I start to really see the whole picture of how life is going to be when I retire, and how a feasible plan can be strategised to correct and enhance my well-being.

Melissa is very knowledgeable in her field of work. As she went through with me on my protection & accumulation policies and to fine-tune my retirement & passive income, based on my ability to finance them, I felt awesome indeed.

My conclusion is that through her help and guidance I am clear how my life is going to be and can confidently plan my retirement activities after 2025.

Saira, clientSairaExecutive

Melissa is the only insurance agent that I have encountered that shows real concern for the needs of her clients.

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Melissa is the only insurance agent that I have encountered that shows real concern for the needs of her clients.

She is genuinely interested in our well being and discusses thoroughly with us on what is relevant for our needs at any given time. She regularly checks in with us with updates on new policies and tools that may be of interest and benefit for us.

She is truly a hardworking and helpful agent. I am truly grateful to her for all the help she has rendered me.

Edmon, clientEdmonDirector

I have known Melissa for about 3 years. For a fact, my perspective of insurance agent has always been selling policies that suit their pockets.

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I have known Melissa for about 3 years. For a fact, my perspective of insurance agent has always been selling policies that suit their pockets.

That had changed after my several meetings with her. She is very passionate on what she is doing and always have in mind interest for me as a client. The meetings with her evolved around my financial needs and analysed financial prudence in the mid and long term to ensure financial stability.

As and when I need it, she will also offer me a different perspective on how I could have planned my financial needs better.

She delivers not only her excellent financial service but also as a reliable friend to engage with whenever I needed financial guidance. It has been a great pleasure knowing her and I am sure she will continue the passion and deliver her excellent services to her clients.

Bryan, clientBryanAnalyst

I chanced upon meeting Melissa at International Plaza when she approached me with a survey about savings. At that moment, I was looking for an insurance agent that I could ask if I was unclear about my policies and someone that I can trust.

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I chanced upon meeting Melissa at International Plaza when she approached me with a survey about savings. At that moment, I was looking for an insurance agent that I could ask if I was unclear about my policies and someone that I can trust.

That chance encounter has since changed from her being an insurance agent to being a family friend. Melissa is a committed and trustworthy agent who will advise you on the policies that you require at that junction in time. She is also equally capable of customising policies to meet your lifestyle and requirement.

One thing that I appreciate from Melissa is that she is responsive. When I was admitted to the hospital in early 2021 and needed advice from her on what I needed to do, she responded quickly and advised me on it.

I am very thankful for such a responsible agent.

Gee, clientGeeHR Manager

Melissa is a very dedicated financial professional who understands the needs of my family and I very well.

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Melissa is a very dedicated financial professional who understands the needs of my family and I very well.

She has comprehensive knowledge in financial planning and gives excellent support and comprehensive advice to me.

I will not hesitate to recommend Melissa to my family and friends if they are looking for a financial consultant.

She is an inspiration.

Harmon, clientHarmonAssistant VP

Wonderful, cheerful and always full of smiles. She is a witty and always willing to go the extra mile for you.

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Wonderful, cheerful and always full of smiles. She is a witty and always willing to go the extra mile for you.

In case you have any doubts, questions or problem on your policies, she will think of a solution to aid you.

I personally had some issues with my boy's policies and Melissa provided advice and helped to come up with a better solution. Keep up the excellent work.

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